How To Apply BOI Credit Card Online and Offline? Step by Step 2022: For example, a credit card gives you the advantage of buying anything on credit and paying off the loan later. But with the increase in the needs of an individual, the requirement of a higher credit limit also increases. So in such a situation, a credit card with a high credit limit can be a good option for people.
BOI credit cards offer you a credit limit of more than INR 1 Lakh. And for this one can easily apply for an online boi credit card.
On the other hand, Bank of India credit cards also has many other benefits as they are accepted across the world. and are valid.
Not only this, you also get an interest free period of 51 days on BOI cards. Hence, you must explore all types of credit cards issued by the Bank of India.
List of Bank of India Credit Cards
BOI India Card – For domestic use only, protecting cardholders from fraudulent international card usage
BOI MasterCard Platinum International Credit Card – One free lounge visit per quarter
BOI Visa Gold International Credit Card – International Acceptance at Visa Card Compatible POS Terminals and ATMs
BOI Visa Platinum International Credit Card – Rs. 50,000 can be withdrawn in a day
BOI RuPay Platinum Credit Card – Concierge Service Provided
BOI Swadhan RuPay Platinum Credit Card – Get Gift Vouchers as welcome benefits
Limitation of BOI Credit Card
Here you will find offers on BOI credit cards with a credit limit of more than ₹1 lakh. As far as the actual limit is concerned, it is based on your income and credit score. The higher the score for a credit card and the higher the income is likely to reach the higher limit, which gives you more to shop on credit.
Bank of India Credit Card Eligibility
To know the eligibility criteria for BOI credit cards, you can go through them here.
Salaried and self-employed are eligible for the card.
Income norms may vary from card to card and are also mentioned in the table.
Documents Bank of India Credit Card
- You must submit the following documents to apply for a credit card.
- Identity Proof – PAN Card/Aadhaar Card/Passport/Voter ID/Driving License
- Residence Proof – Passport/Driving License/Voter ID/Aadhaar Card/Utility Bills
- Income Proof – Salary slips for salaried, profit & loss account and audited balance sheet for self-employed
- Last 3-6 month bank statement
BOI Credit Card Apply Online?
There are two modes available for the customer to apply for the BOI credit card. You can either apply online or approach the nearest bank branch.
After that, all you need to do is share some personal and business details. Whether it is the online or offline application form.
As soon as you submit your application, the bank will thoroughly examine it before approving it, and approve the BOI credit card.
Bank of India Credit Card Application Status
If you ask to check the Bank of India Credit Card Application Status, then you can check the status of an application by asking the concerned bank official or customer care about it.
Credit Card Bill Payment Online BOI Cards
Payment of credit card bills can be done through internet banking, payment gateway or even through cash at the bank branch.
It doesn’t matter if you have net banking access from BOI or some other banks. Here you can add the card to the list of billers. And can get a message about the bill much before the given date. Similarly, you can keep the required amount in your account for flexible bill payments.
Bank of India Credit Card Customer Care Number
If you have any credit card queries or reports, you can call the BOI Credit Card Customer Care Number 24×7 Helpline Number – 1800220229, and get your problem resolved as soon as possible.