How to Apply for Borrower Defense Application online and PDF Form

About Borrower Defense application

The Department of Education agreed on June 23 to cancel the student loan debt of nearly 200,000 borrowers, eliminating nearly $6 billion in total debt. More than 60,000 additional borrowers can also see their loans coming to an end. Nearly the majority of the participating institutions are for-profit universities or programmes.

The settlement stems from a 2019 class-action lawsuit, Sweet v. Cardona, which argued that several borrower defense claims were being ignored by the Department of Education to cancel loans.

Borrower Defense for Loan Repayment, often abbreviated as Borrower Defense, is a program of the federal government that allows you to discharge some or all of your student loans. If your school has defrauded you or violated specific state laws, such as consumer protection statutes. You must prove that you have suffered a specific financial loss as a result, such as not being employable as a result of your program.

How to Apply for Borrower Defense application?

To apply for Borrower Defense, you must federal student aid ID, school name and program of study, enrollment dates, and proof of why you believe you qualify for Lender Defense.

You can apply for the Borrower Defense application online or by filling out a PDF and sending it via email or standard mail. The application process will take around 30 minutes.

Online Application Process

Borrower Defense application online
Borrower Defense application online

Step 1: You need to visit the federal student aid website (

Step 2: After that, log in to your account using FSA ID Username, Email, or Mobile Phone and Password.

Apply now

Offline Application using PDF

You can download the Borrower Defense application by filling out a PDF and sending it via email or standard mail. The application process will take around 30 minutes.

Which schools qualify?


ATI Career Training Center
ATI College
ATI College of Health
ATI Technical Training Center
Al Collins Graphic Design School
All-State Career School
Allentown Business School
American Career College
American Career Institute
American College for Medical Careers
American Commercial College
American InterContinental University
American National University
American University of the Caribbean
Anamarc College
Anthem College
Anthem Institute
Argosy University
Arizona Summit Law School
Ashford University


Bauder College
Beckfield College
Berkeley College
Blue Cliff College
Branford Hall Career Institute
Briarcliffe College
Brightwood Career Institute
Brightwood College
Brooks College
Brooks Institute
Brown College
Brown Institute
Brown Mackie College


California College San Diego
California Culinary Academy
California School of Culinary Arts
Capella University
Career Point College
Carrington College
Center for Employment Training
Chamberlain University
Charlotte School of Law
Chicago School of Professional Psychology
Collins College
Colorado Technical University
Concorde Career College
Concorde Career Institute
Cooking and Hospitality Institute of Chicago
Court Reporting Institute
Court Reporting Institute of St Louis


Daymar College
DeVry College of Technology
DeVry University
Devry Institute of Technology
Dorsey College


Empire Beauty School
Everglades University


Florida Career College
Florida Coastal School of Law
Florida Technical College
Fortis College
Fortis Institute


Gibbs College
Globe University
Grand Canyon University
Gwinnett College


Hallmark Institute of Photography
Hallmark University
Harrington College of Design
Harris School of Business


ITT Technical Institute
Illinois Institute of Art
Independence University
Institute for Health Education
International Academy of Design and Technology
International Technical Institute


Kaplan Career Institute
Kaplan College
Katharine Gibbs School
Keiser University
Keller Graduate School of Management
Kitchen Academy


La’ James College of Hairstyling
La’ James International College
Le Cordon Bleu
Le Cordon Bleu College of Culinary Arts
Le Cordon Bleu Institute of Culinary Arts
Lehigh Valley College
Lincoln College of Technology
Lincoln Technical Institute


Marinello School of Beauty
McCann School of Business & Technology
McIntosh College
Medtech College
Miami International University of Art & Design
Miami-Jacobs Career College
Micropower Career Institute
Miller Motte Business College
Miller-Motte College
Miller-Motte Technical College
Minnesota School of Business
Missouri College of Cosmetology North
Mount Washington College


NUC University
National University College
New England College of Business and Finance
New England Institute of Art


Orlando Culinary Academy


Pennsylvania Culinary Institute
Pittsburgh Career Institute
Purdue University Global


Radians College
Remington College
Robert Fiance Beauty Schools
Robert Fiance Hair Design Institute
Robert Fiance Institute of Florida
Ross University School of Medicine
Ross University School of Veterinary Medicine


Salter College
Sanford-Brown College
Sanford-Brown Institute
School of Computer Technology
Scottsdale Culinary Institute
South University
Southern California School of Culinary Arts
Southern Technical College
Star Career Academy
Suburban Technical School
Sullivan and Cogliano Training Centers


Texas Culinary Academy
The Art Institute
Tucson College


Ultrasound Diagnostic Schools
United Education Institute
University of Phoenix
University of the Rockies


Vatterott College
Virginia College


Walden University
Washington Business School
Western Culinary Institute
Western International University
Western School of Health and Business Careers
Western State University College of Law
Westwood College
Wilfred Academy
Wilfred Academy of Beauty Culture
Wilfred Academy of Hair & Beauty Culture
Wright Business School
Wright Career College

How to Check Borrower Defense application Status?

To find out more about the status of your application, you can call the Education Department’s Borrower Defense Hotline at 1-855-279-6207. You can talk to anyone Monday to Friday from 8 am to 8 pm.

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